For those looking for cheap, exotic retirement options visit http://ping.fm/EKivh For those who are still young, learn about retirement before it's too late

New money talk site for beginners - http://e-zmoneytalk.com Learn the different options for investing

Hundreds of new freelance jobs posted each day. No fee. Technical and non-technical jobs. http://ping.fm/NWrxc No fees.

Unreported stock transactions can ruin your financial life, if not reported correctly to the IRS, includes stock from your employer

When u purchase stock and sell later at a loss, the IRS doesn't know this, and will send you a serious tax bill, if you don't file a return.

Remember, friends mean well, however unless they are licensed tax persons, they may not understand the details surrounding a particular tax law.