Immediate Working Capital Can Happen in 7 Minutes

A new way to earn money has been introduced and is being used for hundreds of thousands of small business owners, online.  Below is informatin and details.


Applying for a bank loan or other types of financing is a time-consuming, frustrating, and often fruitless endeavor. But growing businesses can’t always afford to wait for sluggish bank loans, especially in an increasingly fast paced world. Kabbage analyzes a more complete set of a business’ data (e.g. sales history) in real-time, and, based on that information can provide access to anywhere between $500 and $50,000 in ten minutes or less. Our service is easy, secure, and completely automated. For more information, check here for Kabbage  Immediate Working Capital

Benefits to customers: -Approvals happen in 7 minutes! -Over 80% of merchants who are selling $1K per month get approved -On average, businesses are seeing sales increase by 266% after taking a Kabbage advance -Customers data is safe and secure Kabbage

Need New Clients? Money to Buy Inventory, Supplies, or to Meet Payroll?

Got Invoices? No Invoices, no problem, there is more than one way to provide funding to small business owners.

Kabbage one of our affiliate programs provides funds to grow small business, within 7 minutes. Yea, we didn’t believe it either, but our clients say it’s true, and we believe our clients. Money is placed right into your PayPal Account. Your information is NOT shared with a third party like with so many other funding sources. Kabbage is self-contained. Encryption is at work, data safe. Free to sign up.

Now, we know that if you have had previous credit issues, you may be concerned that the outcome may not match the marketing content. For those who have credit issues which you don’t think you can overcome immediately, then you can always review our Invoice Line of Credit Funding, which takes your unpaid Invoices, owed to you by your clients or customers, and turns them into immediate working capital.

Your credit is not an issue, and no financial statements or credit application is required. Your client’s credit is the determining factor. And as long as your client’s business credit is ok, working capital can be placed into your business checking account within a week if not sooner. Now if you are looking for new clients, you may want to check out www.accounts-receivable-funding.com  this blog , has thousands of post of new contracts up for bid . You can increase your client prospect list over night.

C. Ingrham, RTRP

Working Capital, Unsecured Business Loans, or Higher Return on Investments?

  Working Capital, Business Loans, Investment Income

 

Regardless if you are looking for working capital for your business or money to put a roof on your home, you can find Unsecured Loans to $25,000 Low Fixed Rates. Quick & Easy, Use For Any Purpose. Or, you can sell your Invoices to create Working Capital, without incurring any debt.

Generating working capital doesn’t have to be difficult, but you do have to know where to go.

European Businesses have been using “Factoring Loans” for decades to fund expansion projects and other financial needs which occur long before a client pays their Invoices. In the pass, American Banks, have provided the working capital needed for many small businesses, but in recent years this kind of funding has come to a slow stand still for many small businesses.

And on the other hand, rates for CD is at an all time low, with savings accounts meaning very little, other than to increase the borrowing power at the bank. Many investors are turning to alternative ways to generate passive income. And again we have to mention Actual Returns of 9.69% annually with Prosper

We can help you with turning your Invoices into Working Capital and Prosper Loans can help you with increasing your Investment Returns or with Unsecured Personal or Business Loans. Either way, we’ve got you covered. Have a great year and remember to pencil in some time for success.

How Accounts Receivable Financing is Used for Business Growth

You have a wonderful business. It has provided you with income for your family, your home, expenses and of course the payroll to support your employees and business expenses. It has provided you with above average income, which has enabled you to do some special things for your family and your children, not to mention the travel.

Yet, it is has come time to grow even larger or get loss or swallowed up by the competition.

Your credit is reasonable, but because of the down turn in the economy you are not sure if you can qualify for a line of credit from the bank. Plus you are not really happy about going to the bank for a loan. The paperwork is tiresome, and there are a few late payments here and there. You are not up to the possibility of the bank saying no.

Yet you need to take some major steps in order to stay above the rim in your chosen industry.

Your customers are great and do a good job of paying their invoices. Sometimes, they pay a little slow, sometimes not. You can make the necessary adjustments if you could just get certain large invoices to be paid by a particular date to cover payroll, etc.

Not to worry. There is a way to eliminate the cash flow problem, make the necessary adjustments for growth, meet your payroll obligations, and pay you’re your families added expenses. It is called Invoice Lines of Credit, or Accounts Receivable Funding.

It is when you take the very large invoice of one of your best customers, and turn the invoice into immediate cash, or working capital, instead of waiting for your favorite customer to pay 30 or even 60 days later.

The rates for this type of transaction usually run between 1.5 and 3.5 per cent and there is no long term contract required. Your credit is not a concern however your favorite’s customers credit is what the Accounts Receivable Lender will be looking at.

You can complete the paperwork within a day and be funded within the same week. Monies transferred into your bank account, no complications. However, if your favorite customer is the US Government or the State, it may take a little longer to get the money into your business bank account.

Manufacturing companies, staffing agencies, service industry, are welcome to use our service. We place clients, at no cost, with reliable and reputable Accounts Receivable Lenders who specialize in their industry. Complete a six question short application and we will find you a Lender, usually within a day.

What Is Accounts Receivable Financing? Or Factoring?

What is Accounts Receivable Financing? Or Factoring?
Accounts receivable financing is when you turn your invoices into immediate working capital, rather than waiting 30 to 60 days for your client to pay you. You may need money to finance payroll, pay the real estate mortgage or to pay your debts early to qualify for a discount.

Your large clients will pay the Invoices owed to you but not in time for your immediate payroll or debts.

Getting a line of credit at the bank may take weeks, plus business has been slow in the past year, and you may be concerned about qualifying for a bank loan.

The Working Capital Solution
This is where accounts receivable financing or factoring can be extremely helpful. You borrow again your receivables, or do what is known as selling your receivables to a Lender who will pay you 80 to 90 percent of the total invoice amount. And when your client pays the Invoice, to the Lender, the Lender will take out the fees for the transaction (which are 100 percent tax deductible) and send you the balance of the monies.

The good thing about factoring or utilizing accounts receivable funding is, once the transaction is over with, you don’t owe any body anything. You will have created working capital for your company without incurring debt, and this is the sweetest part of accounts receivable financing.

What Are the Fees for Factoring?
The fees depend on the amount of the Invoices which are financed, the type of industry and the credit worthiness of your client (how long it will take them to pay the Invoice) Fees range from 1.5 to 3.5 percent and slightly more for commercial construction factoring and special industries where funding is slightly hard to get.

How much of the total invoice amount that you can get upfront depends on the credit worthiness of your client.

History of Factoring
Factoring has been around since the Egyptians, and was used by the pilgrims when they came to America. Factoring is more popular in Europe and is used more often by European companies.

Benefits of Factoring and Accounts Receivable Financing
The best benefit is creating immediate working capital, without incurring debt. In other words, a small business owner can actually finance his own growth without a bank loan. And this can be done usually with days. (Unless it is a government contract, then it takes a little longer)

Clients are the life line for any business, yet when they take 30, 60 or 90 days to pay. This can place a hardship on a small or even medium size business depending on the amount of the Invoices. Payroll continues regardless if the client has paid the Invoice or not. Accounts Receivable Financing enables a small business to be independent regardless of when the large corporations, federal government, state, city or utility company pays.

With some Lenders, factoring companies, they will take over the collection of your receivables and this by itself can save a company many man hours.

Eliminating Cash Flow Issues
If cash flow is a concern for your company, you owe it to yourself to investigate factoring or accounts receivable financing. Some Accounts Receivable brokers provide funding placement for government and corporate invoices. There is no fee for the placement of funding and usually helps the small business owner to become more efficient in finding and selecting an accounts receivable lender. Click here for help in finding a suitable Accounts Receivable Lender based on your location, industry and amount of Invoices.

What is Asset Based Lending?

Asset Based Lending generally refers to a business putting up assets as collateral for a "no credit check business loan."  The actual words can be used in several different categories, but the most popular category is “accounts receivable funding” “invoice lines of credit” “ar funding” and factoring.

These are all words which explains a transaction, where a Lender provides a company immediate working capital in exchange for their current invoices, making the transaction an “asset based loan”

In Europe this type of transaction is extremely popular and in America the popularity of Factoring is growing each day because of the benefits which Accounts Receivable Funding provides.

The first benefit includes no financial or credit check on the company who is seeking immediate working capital.  The credit worthiness of the company’s client is what is important to the Lender.

The second benefit is, the Lender charges a fee based on the credit worthiness of the client, the amount of the Invoices, and the type of industry the company is in.  This fee is usually between 1.5%, to 3.5% of the total Invoice amount, and is 100% tax deductible as a business expense.

The third benefit is the time it takes to fund.  Some of the larger companies can fund within 48 hours and less if you establish a Factoring relationship with the Lender “before” you actually need the working capital.  Lenders who fund Government Invoices can take up to 4 weeks to fund.  The US Government does allow and encourages factoring for Government vendors, however to establish the transaction, sometimes it takes a little longer.

Staffing agencies, manufacturing companies, suppliers, distributors, medical invoices, commercial construction and a great number of other types of business can benefit from Factoring and asset based lending transactions.

The fourth major benefit concerns the added task some Factoring companies perform for their clients.  Collections and accounts receivable task, as well as running credit checks on your clients, prior to your involvement.  Consultation on how to write up the agreement with your client and details on how to protect your business is all a part of the service when you choose the right Lender.

The cheapest Accounts Receivable Lender may not be the best Lender.  And the largest Lenders often times is not the best Lender for certain industries. 

What we do is funding placement, based on location, amount of invoices (up to $10 Million) and type of business you are in.  Visit us at Factoring/Accounts Receivable Funding Placement,  and complete a six (6) question application.  We can find you a Lender within 24 hours.

invoice Lines of Credit for Construction Projects and Sub-Contractors

Sometimes, it’s the sub-contractors who have the worst cash flow months, in the history of the company while working one of the largest commercial construction jobs ever.  This is a common scenario for many small to medium size construction sub-contractors who work for extremely large commercial construction contractors.

When working Government construction contracts, a bond is often times required, which helps to eliminate the possibility of getting Accountants Receivable Funding.  But with the sub-contractor, in most cases this is NOT the issue.  There are Lenders who are looking for commercial construction sub-contractors who have payroll and other obligations which must be met on a weekly and monthly bases.

This is the sub-contractor who can be helped by Invoice Lines of Credit.

What exactly is Invoice Lines of Credit for Commercial Construction Contractors or Sub-Contractors?

It is when you sell your Invoices at a discount for “immediate working capital” to meet your obligations in a timely manner.  Some Commercial Construction Accounts Receivable Lenders get more involved with a client’s business than others, but the end result is the same.  The construction company stays on target with payroll and other obligations, no matter what is happening with the General Contractor or the direct Client who is financing the construction project.

Your credit is usually not an issue.  The credit of the General Contractor or the major client is the determining factor.  And, your Invoice Line of Credit or Accounts Receivable Lender will advise you against working with a client who may not be able to pay.

 

To learn more and be connected with a major Commercial Construction Invoice Line of Credit, Lender, answer six easy questions, and we will find you a suitable Lender.  Visit: http://taxeswilltravel.com/Application.htm now, for action today.

Asset Based Business Loans for Staffing Agencies, No Financial Required

Staffing Agencies are a crucial part of the economy rebuilding itself.  Employers would rather use a temp-staffing agency for a number of reasons, the most important being that it is always better to rent an employee before actually hiring.

Staffing Agencies can experience sudden growth periods, which some may not be ready for, when it comes to paying new employees.  In most cases, the Staffing Agency is required to provide the talent, and then Invoice the employer for the hours worked.  However, the staffing agency must pay their staff every week or every other week.

This can create a cash-flow concern, if the payroll is larger than the current Invoices which have been paid.

One of the ways small Staffing Agencies have eliminated this problem is to “factor” their Invoices.  This is when a company sells its Invoices for immediate working capital.  The Lenders make money by charging the small business owner a fee for providing immediate cash.  (All fees are 100% tax deductible)  The Lenders also provide assistance in making sure the small business owner is doing  business with reputable companies who will pay their Invoices in a timely manner.

The fees can be negotiated and usually there is no need to sign an on-going contract.  The decision to  factor a Staffing Agencies Invoices, usually is dependent on the credit worthiness of the small business owner’s clients.

This is the way small staffing companies have become “big” staffing companies.  When you have control over your cash flow, you can expand your business.

Invoice Lines of Credit transactions also work well for manufacturing companies, suppliers, and commercial construction Invoices.  Usually, financial statements are not required.  Setting up an Accounts Receivable Line of Credit "before" you actually need it, is a safe and wise decision.  Visit now, short app only six questions:  AR Invoice Line of Credit

Business Funding - Factoring Your Way Out of Debt

Factoring is the transaction of turning your Invoices into working capital within days or hours after you Invoice a client.  It is one of the best ways to create working capital, without incurring debt.

It simple, easy and fairly safe.  In most cases the Lender takes the risk.  And they are experts at knowing who to factor and who not to touch. 

Online it appears that Lenders are a dime a dozen, however, this is not true.  There are a certain number of brokers who have their own corporation and refer business owners to Lenders.  Then there are those of us, who do not charge a fee for our services and we place you with a reputable Lender within hours, at no cost to you.

We know who can purchase your Invoices within 48 hours and and low rates.  We know which Lenders work well with Government Invoices as well as Corporate, State and Utility Invoices.  In order words, we know where the money is, how much it cost, and what you need to do to get funded, based on your industry, location and amount of Invoices, and most importantly, who your customer is.

Factoring or Accounts Receivable Financing is based on your customers credit, not yours.  And that is another reason that factoring is so popular amount a select few.  Usually the Lenders will say, "No Financials Required"  - this means no credit scores!  It's like a business loan, and your Invoices are held as collateral 

Those who have factored off and on over the years, understand that the fees that the Lender charges them for "money" is 100 per cent tax deductible.  So at the end of the year, the Department of Treasury helps to underwrite the cost of you creating working capital in order for your business to grow.

Often times, the companies who are factoring, have excellent credit and they keep it that way by paying cost immediately and getting discounts.  They understand that some times cash flow get a little tight, especially when the vendor's payment is late and payday is at the end of the week.

Accounts Receivable Financing helps to eliminate the problem, and allow the company to grow without feeling the growing pains. 

To learn more about how a Lender can reduce your cash flow concerns, visit: http://taxeswilltravel.com/Application.htm and complete the six question app/  We will locate you a suitable Lender.