Money for Sale for Small Business Owners

Money for Sale, working capital, no credit score or financials required.  True and correct. 

Invoice Lines of Credit, Accounts Receivable Funding, Factoring for Transportation (BOL) available for small business owners.  It's a matter of turning your Invoices into working capital without the hassles of completing loan papers or going through the song and dance which most banks require.

Rates between 1.5% to 4.5% (not including commercial construction factoring) which are 100% tax deductible.

We have Lenders who provide Accounts Receivable Funding within a matter of days on corporate invoices and slightly longer for government invoices.  The bottom line is that you don't have to qualify for Invoice Lines of Credit funding, your client does.  The funds are made available based on the credit worthiness of your client.

If you dont have invoices, and need a small business loan, we have Lenders who will provide up to $25,000 based on your bank statements.  Complete the same easy, free and confidential six question app here at:  Taxes Will Travel

We have eight plus years experience finding the right Lenders for our clients.  Give us an opportunity to locate working capital for you and your business.

Get Your Supplemental Educational Services Financed Within 24 Hours

SES Invoice Factoring

We have a Lender who will finance invoices for school districts throughout the country. The funding program provides funding based on your current accounts receivable, NOT YOUR CREDIT.  Your credit is not an issue.

If you do business with a higher learning institution or a school district anywhere in the country, you can trade your invoices in for immediate working capital.  Just complete a short six question form  and we'll locate a Lender immediately.   Fast and easy approval.

Working Capital for Small Businesses

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Need Working Capital, No Credit and No Where to Go?

Do you have Invoices? Or Not.

If you have Invoices, you have working capital.  Use your Invoices to gain access to immediate working capital without a credit check, financial statements or long drawn out procedures.

It’s called Accounts Receivable Finances or Factoring.  This is when a Lender trades the payment of your Invoices for actual working capital.  Lenders usually will direct deposit the money into your business checking account with a couple days after completing the two page application which ask who owes you and how much do they owe you and when do you expect your client to pay.

A rate is determine for the use of the working capital based on how much your total Invoices are, how long it will take your client to pay the Invoices and if your client is credit worthy.  (Usually between 1.5 and 3.5% of the total amount of the Invoices)  Rates are slightly higher for Construction Invoices and Health Care Invoices.   (Only commercial construction Invoices are acceptable)

If you need funding, like yesterday, complete the secure six question online short app and I will search out a Lender for you immediately.  All of our Lenders are qualified to work with Government, State, City, County and Corporate Invoices.  Click here for the Invoice Line of Credit

 

If you don't have Invoices, yet need to borrow money for your business check out Cash Advancement Loans for Business; loan decision based on your bank statements, not your credit. 

Business Loans Based on Bank Statements, Not Credit $25,000

One of our affiliates has a new product which may interest you.  They can offer you $25,000 in short term working capital. Approvals are based solely on one months business bank statement. If your annual revenue is over $300,000 and your average bank balance is over $2,000 you may qualify. If you are interested please complete this safe form and we will initiate the loan process immediately..

$25,000 in 24 Hours
Submit Only a one page Application and one Month's Bank Statement
Loans Available to $250,000

If your Bank of America line of credit has been recently suspended they can help.

 

415 373-0844

C. Ingraham, RTRP

 ID#P00136220

Working Capital, Unsecured Business Loans, or Higher Return on Investments?

  Working Capital, Business Loans, Investment Income

 

Regardless if you are looking for working capital for your business or money to put a roof on your home, you can find Unsecured Loans to $25,000 Low Fixed Rates. Quick & Easy, Use For Any Purpose. Or, you can sell your Invoices to create Working Capital, without incurring any debt.

Generating working capital doesn’t have to be difficult, but you do have to know where to go.

European Businesses have been using “Factoring Loans” for decades to fund expansion projects and other financial needs which occur long before a client pays their Invoices. In the pass, American Banks, have provided the working capital needed for many small businesses, but in recent years this kind of funding has come to a slow stand still for many small businesses.

And on the other hand, rates for CD is at an all time low, with savings accounts meaning very little, other than to increase the borrowing power at the bank. Many investors are turning to alternative ways to generate passive income. And again we have to mention Actual Returns of 9.69% annually with Prosper

We can help you with turning your Invoices into Working Capital and Prosper Loans can help you with increasing your Investment Returns or with Unsecured Personal or Business Loans. Either way, we’ve got you covered. Have a great year and remember to pencil in some time for success.

What Is Accounts Receivable Financing? Or Factoring?

What is Accounts Receivable Financing? Or Factoring?
Accounts receivable financing is when you turn your invoices into immediate working capital, rather than waiting 30 to 60 days for your client to pay you. You may need money to finance payroll, pay the real estate mortgage or to pay your debts early to qualify for a discount.

Your large clients will pay the Invoices owed to you but not in time for your immediate payroll or debts.

Getting a line of credit at the bank may take weeks, plus business has been slow in the past year, and you may be concerned about qualifying for a bank loan.

The Working Capital Solution
This is where accounts receivable financing or factoring can be extremely helpful. You borrow again your receivables, or do what is known as selling your receivables to a Lender who will pay you 80 to 90 percent of the total invoice amount. And when your client pays the Invoice, to the Lender, the Lender will take out the fees for the transaction (which are 100 percent tax deductible) and send you the balance of the monies.

The good thing about factoring or utilizing accounts receivable funding is, once the transaction is over with, you don’t owe any body anything. You will have created working capital for your company without incurring debt, and this is the sweetest part of accounts receivable financing.

What Are the Fees for Factoring?
The fees depend on the amount of the Invoices which are financed, the type of industry and the credit worthiness of your client (how long it will take them to pay the Invoice) Fees range from 1.5 to 3.5 percent and slightly more for commercial construction factoring and special industries where funding is slightly hard to get.

How much of the total invoice amount that you can get upfront depends on the credit worthiness of your client.

History of Factoring
Factoring has been around since the Egyptians, and was used by the pilgrims when they came to America. Factoring is more popular in Europe and is used more often by European companies.

Benefits of Factoring and Accounts Receivable Financing
The best benefit is creating immediate working capital, without incurring debt. In other words, a small business owner can actually finance his own growth without a bank loan. And this can be done usually with days. (Unless it is a government contract, then it takes a little longer)

Clients are the life line for any business, yet when they take 30, 60 or 90 days to pay. This can place a hardship on a small or even medium size business depending on the amount of the Invoices. Payroll continues regardless if the client has paid the Invoice or not. Accounts Receivable Financing enables a small business to be independent regardless of when the large corporations, federal government, state, city or utility company pays.

With some Lenders, factoring companies, they will take over the collection of your receivables and this by itself can save a company many man hours.

Eliminating Cash Flow Issues
If cash flow is a concern for your company, you owe it to yourself to investigate factoring or accounts receivable financing. Some Accounts Receivable brokers provide funding placement for government and corporate invoices. There is no fee for the placement of funding and usually helps the small business owner to become more efficient in finding and selecting an accounts receivable lender. Click here for help in finding a suitable Accounts Receivable Lender based on your location, industry and amount of Invoices.

Invoice Lines of Credit for Manufacturing Companies

Every day there is news of pending manufacturing contract that are either existing or being moved back to the United States.  There are strong currents working to build the country up with manufacturing being a focal point for stabilization, jobs and job security for America.

Manufacturing companies like most small to medium size businesses are not immune to cash flow issues, especially when growth for the company is at stake.  America and manufacturing companies must hold hands in order to overcome the economic concerns of today.

Manufacturing companies must often times provide the up front cash investment to build and or manufacture items before delivering to the client, for payment in 30 to 60 days. Some manufacturing companies are asking for small amounts of cash up front in order to reduce the cost of tooling up, material purchases and man power needed to deliver on a huge manufacturing order.

But for the most part, as usual, the manufacturing company has to invest in the initial cost to complete the manufacturing contract.

For many years manufacturing companies have done what you call "factoring" their invoices.  This is when the company turns its invoices into cash, in order to pay immediate expenses, until their client pays the Invoices.  This transaction can also be called, Accounts Receivable Funding, Factoring, and Invoice Lines of Credit.  Regardless of what you call the transaction, it involves relieving the cash flow stress, by providing immediate cash, without incurring debt.

This is what we do.  We place manufacturing companies with lenders who charges a fee (usually between 1.5% to 3.5% of the total invoice amount) to provide immediate working capital.  This transaction becomes an Invoice Line of Credit, based on the cash infusion into your business bank account based upon approved Invoices.

In most cases the funding occurs within 24 to 48 hours, sometimes a little longer.  The manufacturing companies credit ratings is rarely an issue, it's the credit rating of the customer (company who is paying the invoice) that is important.

To learn more about Invoice Lines of Credit for manufacturing companies, please fill out a six question app and we will locate you a Lender as quickly as possible.  Invoice Lines of Credit, funding placement.  There is no fee for our service.  Government Invoices are welcome, takes slightly longer for funding.

invoice Lines of Credit for Construction Projects and Sub-Contractors

Sometimes, it’s the sub-contractors who have the worst cash flow months, in the history of the company while working one of the largest commercial construction jobs ever.  This is a common scenario for many small to medium size construction sub-contractors who work for extremely large commercial construction contractors.

When working Government construction contracts, a bond is often times required, which helps to eliminate the possibility of getting Accountants Receivable Funding.  But with the sub-contractor, in most cases this is NOT the issue.  There are Lenders who are looking for commercial construction sub-contractors who have payroll and other obligations which must be met on a weekly and monthly bases.

This is the sub-contractor who can be helped by Invoice Lines of Credit.

What exactly is Invoice Lines of Credit for Commercial Construction Contractors or Sub-Contractors?

It is when you sell your Invoices at a discount for “immediate working capital” to meet your obligations in a timely manner.  Some Commercial Construction Accounts Receivable Lenders get more involved with a client’s business than others, but the end result is the same.  The construction company stays on target with payroll and other obligations, no matter what is happening with the General Contractor or the direct Client who is financing the construction project.

Your credit is usually not an issue.  The credit of the General Contractor or the major client is the determining factor.  And, your Invoice Line of Credit or Accounts Receivable Lender will advise you against working with a client who may not be able to pay.

 

To learn more and be connected with a major Commercial Construction Invoice Line of Credit, Lender, answer six easy questions, and we will find you a suitable Lender.  Visit: http://taxeswilltravel.com/Application.htm now, for action today.

Using Invoice Lines of Credit to Get Your Invoices Discounted

Cash discounts are amounts your suppliers let you deduct from your purchase invoices for prompt payments.  In order to take advantages of these cash discounts, a company must have a positive cash flow in order to pay all expenses which occur before another Invoice is paid.

Some companies who don't have a problem with this process and can pay all expenses in advance.  Other companies due to the economy, higher cost of materials and a vast number of other reasons, at some point during the year may not be cash flow positive.

Accounts Receivable Funding eliminates this problem and allows a company to control the cash flow on, a month to month bases, without incurring more debt and filling out a mountain of papers for a Line of Credit at the bank.

Invoice Lines of Credit are usually made without regard to your credit.  However, the company who owes you is the credit whoes credit is of importance to an Accounts Receivable Lender.

If you are in need of an Industry Leader in Invoice Lines of Credit, visit AR Business Funding for more information

Business Funding - Factoring Your Way Out of Debt

Factoring is the transaction of turning your Invoices into working capital within days or hours after you Invoice a client.  It is one of the best ways to create working capital, without incurring debt.

It simple, easy and fairly safe.  In most cases the Lender takes the risk.  And they are experts at knowing who to factor and who not to touch. 

Online it appears that Lenders are a dime a dozen, however, this is not true.  There are a certain number of brokers who have their own corporation and refer business owners to Lenders.  Then there are those of us, who do not charge a fee for our services and we place you with a reputable Lender within hours, at no cost to you.

We know who can purchase your Invoices within 48 hours and and low rates.  We know which Lenders work well with Government Invoices as well as Corporate, State and Utility Invoices.  In order words, we know where the money is, how much it cost, and what you need to do to get funded, based on your industry, location and amount of Invoices, and most importantly, who your customer is.

Factoring or Accounts Receivable Financing is based on your customers credit, not yours.  And that is another reason that factoring is so popular amount a select few.  Usually the Lenders will say, "No Financials Required"  - this means no credit scores!  It's like a business loan, and your Invoices are held as collateral 

Those who have factored off and on over the years, understand that the fees that the Lender charges them for "money" is 100 per cent tax deductible.  So at the end of the year, the Department of Treasury helps to underwrite the cost of you creating working capital in order for your business to grow.

Often times, the companies who are factoring, have excellent credit and they keep it that way by paying cost immediately and getting discounts.  They understand that some times cash flow get a little tight, especially when the vendor's payment is late and payday is at the end of the week.

Accounts Receivable Financing helps to eliminate the problem, and allow the company to grow without feeling the growing pains. 

To learn more about how a Lender can reduce your cash flow concerns, visit: http://taxeswilltravel.com/Application.htm and complete the six question app/  We will locate you a suitable Lender.

Construction Factoring, Alternative to Construction Funding

According to the Construction Financial Management Association it takes some construction contractors an average of 60 days to collect on invoices.

And that’s not the half of it.  Many experienced, well run construction companies have to pass on certain jobs because they don’t have the resources to fund the project.  Getting a Line of Credit from your local bank has been difficult in the past couple years.

Factoring commercial construction loans is a simple solution to managing cash flow, meeting payroll, and paying bills on time.  Even when the General Contractor is not able or willing to pay construction invoices in a timely manner, sub-contractors can factor out their invoices for immediate working capital, without incurring debt. (Usually your credit is not an issue)  Short App - Six Questions

It take more than a minute to fund such a project, and any company who says they can do it over night, may be using questionable marketing tactics.   The best solution is to apply for commercial construction “before” you actually need it.  In fact, while you are in the process of bidding the job, is a good time to contact your Accounts Receivable Construction Lender.  They can run a credit check on the General Contractor or the Developer, and give you inside information which can be useful in bidding the contract.

An experienced Construction Accounts Receivable Specialist is one who can sort through the factoring companies, and come up with the best Lender for you, based on 1) type of construction project 2) amount of Invoices you will want to factor per month 3) your location 4) credit rating of the General Contractor when you are a sub-contractor.

Learn more, quick questions, no obligation, no fee for placement service.  Construction Factoring