Need to File Back Taxes, Not Sure What to Do?

The good news is:  If you haven''t filed for several years and the IRS hasn't contacted you or made any effort to have you file a tax return, then the changes are good, that "they"(the IRS owes you!

The not so good news is:  The IRS will only send you so many notices concerning your unfiled tax returns before they will contact your Employer and legally garnish your wages.

The additional collection tactic that the IRS uses, often is to levy your bank account when you owe taxes and have not made arrangements for a payment plan or requested an Installment Agreement.

This additional collection tactic is very much legal and often times, causes a major surprise for taxpayers who go to use their bank cards only to find out that the IRS has levied their "They" (the IRS) have been known to take money out of the savings and the checking account(s)

To avoid these unpleasant surprises you may want to make a sincere effort to file your unfiled tax returns(s) as quickly as possible.

In many cases people have lost their W2(s) and other tax information needed to prepare their returns.  Not a problem.  There are services online who will help you obtain this information directly from the IRS.  Or, you can call the IRS and have the information mailed directly to your home, or faxed to you.

It's not advisable to try and complete unfiled tax returns without the correct and exact information.  If you file the return with missing or incorrect information, the return will be tagged and stands a higher chance of being audited.

When you contact the IRS by calling 1 800 829-1040.  Be prepared to wait for 15 to 60 minutes before you can talk to a representative.  Be patient, listen carefully to what the representative says and confirm the date that your taxes will need to be filed by.  Obtain the correct address to mail the return.  In some cases you may be transferred to collections.  Don't let this frighten you, and if it does, politely hang up the phone and contact an experienced tax professional to handle the situation.